Printable Cash Envelopes!

Free Download for printable Cash Envelopes from todaysnest.com!!

Todaysnest.com - Click here for your free download! This site also gives you some great tips! Check it out!! I'm all about FREE!!

I"m a huge Dave Ramsey fam.  My husband and I have taken the Financial Peace University series through the church and have learned so much about what God says about money. This cirriculum came with cash envelopes, however, they have lived a short life due to wear and tear (which is a good sign right?) I was thrilled to see this free download! I hope you enjoy! 

As Dave says, "You have live like no one else, to live like no one else."

Peace Puppies

1. Avoid "Stuffitis" - The worship of 'stuff'

2. Plant Seeds - Give $ to worthy causes

3. Develop Your Own  "Power to Purchase"

4. Find Where you are Natually Gifted - enjoy your work and work hard

5. Live Substantially Below Your Income

6.  Sacrifice Now - so you can have peace later

7. You Can Always Spend More than You Make

8. The Borrower IS a servant to the Lender; so BEWARE!

9. Check Your Credit Report at Lease Once Every Two Years

10. Handle Credit Report Corrections Yourself

11. Realize That the Best Way for Delinquent Debt to Be Paid is for You, Not Collectors, to Control Your Financial Destiny

12. You Must Save Money (Power of compound interest)

13. Use the "Keep It Simple, Stupid" Rule of Investing

14. Only People Who Life Dog Food Don't Save for Retirement

15. Always Save with Pretax Dollars - its the best deal Gov't Gives you!

*Taken from Dave Ramsey's Book: Financial Peace Revisited.



First Day of School!

Today marks our first day of our 9th year of home schooling! I can hardly believe that we have been plugging away for this long! We now have a high schooler, middle schooler, and one in her last year of elementary. Its been a fun and amazing ride watching them learn and grow.

My prayer for this school year is all about wisdom. Academic wisdom and success are always a blessing, however, true wisdom rests in knowledge of those things that cannot be found in just any textbook.  There is just no greater calling than training your own children to be godly men and women.

Meredith loves having a desk of her own!

Mason as thrilled as he is gonna get!

Madelyn has out done herself on desk decor for someone not excited about school. hmmm. :)

Highlights from today's devotion from Wisdom Hunters:

Wisdom is Learned

“The proverbs of Solomon son of David, king of Israel: for gaining wisdom and instruction; for understanding words of insight; for receiving instruction in prudent behavior, doing what is right and just and fair.” Proverbs 1:1-3

There is a definite educational element to wisdom. It does not happen in a spiritual vacuum or without intellectual effort. Those who excel in becoming wise learn how to educate themselves in the ways of wisdom. They read the Bible and other writings that define wisdom, with a filter of faith in God. There are wise sayings outside of Holy Writ, but beyond the context of Christ, wisdom drifts into a cheap imitation in worldly wisdom.

Therefore, for wisdom to be the most meaningful it must incubate and grow in a teachable and humble heart. A seed of corn does not germinate on the surface of hard soil—in a similar ecosystem, seeds of wisdom bring life and insight to a heart moistened by heaven’s righteous rain. Lifetime learners understand the need to always gain wisdom. Moses, upon a foundation of faith, was educated in wisdom in preparation to become one of God’s chosen leaders.

“Moses was educated in all the wisdom of the Egyptians and was powerful in speech and action” (Acts 7:22).

However, it’s from an unselfish motivation and a humble attitude that the Lord’s wisdom is able to transform a life. Wisdom is not for personal gain, but for the propagation of Almighty God’s agenda. A once wise man becomes a fool, when he uses divine insight for individual advantage, instead of the good of the group.

Educators in wisdom are all around—pray for your Pastor to sit at the feet of Jesus in prayer, so his mind might be molded by the Holy Spirit’s insights and instruction. Look for wisdom from faithful saints who penned timeless words, while they worked through their suffering and triumphs, as disciples of Jesus. Wisdom comes from Ph.D.’s, village preachers and everyone in between. Wisdom abounds where the wise are found. Remember—the less you talk—the more wisdom you gain, as you listen to learn.

“Let the wise listen and add to their learning, and let the discerning get guidance” (Proverbs 1:5).

So, be a student of your Savior Jesus’ wisdom and you will never lack for knowledge. Wisdom is what attracts your children and grandchildren to want to be with you. The wise age well—like a robust wine—while fools flounder in insecure ignorance. Wise Christians are continually educated in wisdom, so that they can prayerfully educate others.

“His [Christ’s] intent was that now, through the church, the manifold wisdom of God should be made known” (Ephesians 3:10a).